Terms of Use of Debit /Credit Cards.

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These terms and conditions regulate the payments under the Card Networks (AMERICAN EXPRESS, DINERS CLUB,MASTERCARD,RUPAY, MAESTRO and VISA). The application software (“PhonePe App”) which connects the Platform is being offered by PhonePe Private Limited a company incorporated under the Companies Act, 1956 with its registered office at Unit No.001, Ground Floor, Boston House, Suren Road, Off. Andheri-Kurla Road, Andheri (East) Mumbai – 400 093, India (hereinafter referred to as "PhonePe").

Your use of the Debit and Credit Cards and related tools on PhonePe are governed by the following terms and conditions ("Terms of Use") which are incorporated herein by way of reference.

PCI-DSS Compliance

PhonePe is PCI-DSS Compliant, PCI-DSS(Payment Card Industry - Data Security Standard) is an information security standard for companies that store customer Debit/Credit card information.

Saving Card details

If you accept to Save the card on PhonePe please note that the card details - Card Number, Expiry Date will be saved in a secured encrypted zone which is PCI-DSS compliant.

Please note that we do not store sensitive information such as OTP, 3D-Secure Password, ATM PIN etc.


Any refund/reversals initiated by the merchants in case of non-fulfillment or return of orders will be refunded back to the customer.