Before You Fly Out: A Simple Guide to Getting International Travel Insurance

Planning an international holiday comes with its own excitement. You look for the right flights, figure out where to stay, and build an itinerary you are happy with. While doing all of that, it is worth taking a moment for travel insurance too. It may be a small step in your checklist, but it can help you handle many practical situations that may arise during your trip.

International travel insurance is designed for everyday situations that can crop up while you are abroad. An international travel insurance plan typically covers:

• Medical emergencies outside India
• Trip cancellation or interruption
• Lost or delayed baggage
• Loss of passport
• Participating in adventure sports or cruise cover, depending on the insurer

These inclusions can make your journey smoother, especially during peak travel season in the holidays.

Additionally, it is crucial to note that a plan that works well for one trip may not be the best choice for another. Here are a few things for buyers to consider before deciding on an appropriate travel insurance plan:

• Multi traveller coverage if you are travelling with family
• Baggage delay or loss benefits for long haul or connecting flights
• Medical coverage limits suited to your destination
• Cruise travel or adventure activities, if these are part of your plan
• Pre–existing disease cover, if required
• Flight delays which could impact connecting flights and bookings
• Flight cancellations which could lead to disruption of the entire trip since most bookings are non refundable.

These considerations are significant because taking a moment to match the plan to your travel style helps you get better value from your policy. But sometimes the process of comparing multiple plans and benefits, completing paperwork for the same along with planning travel, can feel extremely overwhelming. Fortunately for travellers, there are several digital-first platforms that help simplify this experience.

At PhonePe, the process of buying travel insurance is trusted and simplified so that travellers don’t have to deal with agents, paperwork, or hidden charges. In fact, PhonePe is running a limited period Travel Insurance Sale this month, offering flat 25% off on select international travel plans. These discounted plans are available exclusively on the PhonePe app, giving travellers a simple way to access reliable coverage at a more affordable price during the holiday season. Along with the discounted pricing, these trusted solutions continue to offer all comprehensive benefits such as medical support abroad, baggage protection, trip cancellation and interruption cover.

With PhonePe’s growing expertise in simplifying insurance, travellers can easily compare plans in one place, understand what each option offers and complete their purchase without the hassles of paperwork or agent involvement.

The purchase process is entirely digital and takes only a few minutes. Here’s how you can purchase it:

1. Open the PhonePe app and go to the Insurance section
2. Select Travel Insurance
3. Enter your destination and travel dates
4. Review the plans shown for your trip, including the ones with the limited period discount
5. Compare all the benefits
6. Buy your preferred plan and access your policy under My Policies

Travel insurance is a simple way to add comfort to your holiday planning. With the Travel Insurance Sale on PhonePe, it is a convenient time to explore discounted plans and choose a policy that supports your journey worry-free.