PhonePe 
connects you with 
trusted lending partners offering secured loans. Enjoy a completely 
digital application process, competitive rates, and manage everything easily 
on your phone.
Unlock the Value in your Assets
MUTUAL FUNDS
MUTUAL FUNDS
PARTNERS
Loan Against
Mutual Funds
Mutual Funds
Gold Loan
Loan Against
Mutual Funds
Access Cash, Keep Your Investments Intact
Access Cash, Keep Your Investments Intact
Overview
Get a credit line against your mutual fund investments without selling them. The loan amount you get is based on the Net Asset Value (NAV) of your mutual fund units.
Loan Amount
Get up to 80% for debt funds and up to 45% for equity funds.
Continued Growth
Your investments remain intact and continue to earn returns.
Seamless Withdrawals
Access funds as needed, paying interest only on the utilised amount.
Why choose PhonePe?
Completely Digital
Fast approval & disbursals directly via the PhonePe app.
Quick Disbursals
Access funds quickly, disbursed against the approved credit limit.
Pay Only For What You Use
Interest is charged only on the amount withdrawn, not the entire limit.
No Credit Score Required
Your investment or Portfolio acts as security.
Lower Interest Rates
Enjoy industry-leading competitive interest rates.
Wide Coverage
Loans available against both equity and debt mutual funds.
What happens to your funds?
Stay Invested
Your pledged funds remain invested and can continue to grow based on market performance.
No Selling Needed
Simply repay the loan to unpledge your funds.
Earn Returns
You continue to earn potential returns/dividends on your investments.
Who should consider this?
Investors who need short-term funds without disturbing long-term goals.
Business owners seeking working capital at competitive rates.
Individuals facing emergencies who prefer not to liquidate their investments.
Gold Loan
Borrow Against Your Gold Jewellery
Borrow Against Your Gold Jewellery
Overview
Get quick funds by pledging your gold jewellery with trusted partners, safely and securely.
Why choose PhonePe?
Quick & Easy Process
Apply digitally, connect with lenders easily.
Wide Lender Network
Access various lenders with branches pan-India.
Competitive Low-Interest Rates
Benefit from affordable rates due to the secured nature.
Minimal Documentation
Hassle-free application with basic requirements.
No Credit Check Required
Your gold is the primary security.
Secure Storage
Lenders ensure your pledged gold is stored safely in vaults.
Easy Release
Repay the loan anytime to get your gold back.
Who should consider this?
Anyone needing immediate funds for emergencies or opportunities.
Individuals with limited or no credit history.
Those wanting to leverage gold value without selling cherished items.
Small business owners needing quick capital infusion.
People looking for flexible short-term financing.
