PhonePe | Logo
Investor Relations
Contact Us
Trust & Safety
PhonePe | Hamburger Menu
✕
Home
Investor Relations
Contact Us
Trust & Safety

Make One-Tap
Pinless Payments

Activate Your Wallet

QR code to load your PhonePe Wallet

Scan & load
your Wallet

A Prepaid Top-up Wallet with Universal QR Acceptance

You can use your balance on popular apps, scan any UPI QR code to pay, or withdraw the amount to any bank account.

Features of the PhonePe Wallet

Quick Payments

Pin-less Quick Payments

Pay in one click without a UPI PIN.

Quick Payments

Cashback

Upto 2% Cashback

Get upto 2% cashback on your daily spends.

Cashback

Top-up

Top-up up to ₹2 Lakh

Set up auto-refills and enjoy high limits of up to ₹2 Lakh with Full KYC.

Top-up

Withdrawals

Easy Bank Withdrawals

Transfer your wallet balance back to any bank account instantly.

Withdrawals

Bank Statements

Clutter-free Bank Statements

Consolidate small spends into wallet top-ups for a cleaner passbook.

Bank Statements

QR Access

Universal QR Acceptance

Upgrade to Full KYC to scan and pay any UPI QR code.

QR Access

Where YourCashback Applies

Enjoy upto 2% Cashback on every transaction above ₹100

Offline QR cashback illustration

Offline QRs

Every neighborhood store with a PhonePe QR code.

On-App

Recharges, Bills (excl. Credit Card/Loans), Insurance, and Travel.

Everyday Payments Made Easy!

Complete your fully digital KYC on the PhonePe app and start using your Wallet now.