List of International Payment Gateway

Expanding online means expanding across borders and to do that successfully, you need a way to accept payments from anywhere in the world. That’s where international payment gateways come in.

What Is an International Payment Gateway?

An international payment gateway securely authorizes and processes online payments made by customers using global cards, wallets, or banking methods. It connects your website or app to banks and payment networks, ensuring funds move safely between your customer and your business no matter the currency or country.

For example, a customer in the United Kingdom might purchase a product from an Indian eCommerce store using their international Mastercard in GBP. The international payment gateway routes the transaction through global banking networks and settles the payment to the merchant in INR, without requiring direct currency conversion or additional setup by the business.

Why Do Businesses Need One?

For online businesses, the payment gateway is not just a technical layer, it’s a revenue enabler. Here’s why it matters:

• Sell globally: Accept payments from international customers with local methods and currencies.
• Simplify operations: Automatically handle conversions, settlements, and compliance.
• Build trust: PCI DSS compliant systems protect customer data and reduce fraud.
• Improve conversions: A familiar, friction-free checkout keeps buyers from dropping off.

List of Top International Payment Gateways

1. PhonePe Payment Gateway

PhonePe PG stands out as one of the most reliable and future-ready options for both domestic and international transactions. It supports global card networks like Visa, Mastercard, and Amex, allowing businesses in India to start accepting international payments quickly with no additional integration effort or separate APIs required. Once enabled, merchants can seamlessly handle cross-border transactions through their existing setup.

It supports Non-DCC transactions, meaning international customers can pay directly in INR. This ensures transparent pricing, minimizes payment failures, and simplifies reconciliation. Built-in real-time card validation ensures only eligible international cards are accepted, improving transaction success rates significantly.

What sets PhonePe PG apart is its fully embedded checkout experience. Whether a customer is in India or abroad, the payment flow remains consistent, branded, and secure. Combined with a PCI DSS compliant infrastructure, detailed analytics, and instant reconciliation, it’s a strong choice for Indian businesses scaling globally. For merchants looking to attract international buyers while keeping payments smooth, transparent, and cost-efficient, PhonePe PG bridges the gap between local trust and global reach.

2. Razorpay

Razorpay is one of India’s most popular payment gateways, supporting over 100 currencies and enabling businesses to accept international cards and wallets with minimal setup. Its powerful dashboard helps manage settlements, refunds, and foreign exchange in one place, while features like Smart Collect and Instant Activation allow businesses to go live quickly.

For startups and SMEs expanding beyond India, Razorpay offers a unified view of domestic and international payments, along with strong developer support and easy integration options. It’s a well-rounded, scalable choice for global growth.

3. Cashfree Payments

Cashfree Payments enables businesses to accept international cards and multi-currency payments with fast onboarding and transparent pricing. It provides tools like Auto Collect, real-time settlement, and automated reconciliation, making it ideal for SaaS companies, D2C brands, and exporters seeking affordable cross-border payment solutions.

With its simple API architecture and strong compliance framework, Cashfree offers a low-friction path to global payments while keeping operations cost-effective for businesses of all sizes.

4. Stripe

Stripe is a global leader in online payments, known for its developer-first approach and support for 135+ currencies. It enables businesses to build fully customized checkout flows, automate billing, and manage international subscriptions and marketplaces with ease.

Stripe’s robust API ecosystem, advanced fraud prevention tools (Radar), and deep analytics capabilities make it the go-to platform for SaaS companies, marketplaces, and enterprises with complex global payment needs.

5. Paypal

PayPal remains one of the easiest and most trusted ways to start accepting international payments, with coverage across 200+ countries. Its enterprise arm, Braintree, provides developers with flexible APIs, recurring billing, and marketplace management tools.

For eCommerce and digital service businesses, PayPal’s globally recognised brand builds instant credibility with international customers, while Braintree offers the scalability and customisation needed for long-term growth.

Conclusion

The right international payment gateway depends on where your customers are and how you want to scale. For Indian businesses aiming to go global, PhonePe Payment Gateway stands out as the most effortless way to start.

With instant international card acceptance, Non-DCC support for INR transactions, and real-time validation built right into your existing checkout, it helps you unlock global revenue without extra setup or friction. Whether you’re an eCommerce brand, SaaS business, or marketplace, PhonePe PG makes expanding internationally as smooth as accepting payments at home.