Open menu by tapping on the
icon at top right corner of the screen
Go to Bank Account section, and tap on the " Add New Bank " button.
Select the bank which you want to link with PhonePe from the list of available banks.
PhonePe will fetch your account details in an instant and will link it to your account. proceed to set up UPI PIN by tapping on the set UPI PIN button.
Enter the " last six digits " of your Debit/ATM card number and " Expiry Date " (Incase your card does not have an expiry date, then try entering 00/49)
Use the OTP which you received from your bank, to set your UPI PIN.
You have added your bank account successfully, now you transact directly from your bank account by authenticating using your UPI PIN