PhonePe Introduces AI-Powered Integration Layer for Merchants

National, May 6, 2026: PhonePe, today announced the launch of its AI-powered integration layer for merchants, marking a major step toward simplifying the payment gateway go-live process. Built for AI Coding Assistants and enhanced by PhonePe’s proprietary ‘Integration Intelligence’ layer, this innovation aims to reduce integration timelines for merchants from weeks to minutes.

Traditionally, developers spend days navigating technical documentation and resolving complexities. With this new AI Agent, merchants can now integrate PhonePe’s payment gateway in just minutes through a conversational interface. This significantly reduces the integration time for merchants, removing dependency on deep technical expertise. By automating integration workflows, businesses can go live faster, accelerating their ability to accept payments and generate revenue.

Speaking on the launch Rahul Chari, CTO and Founder at PhonePe said "Integration has historically been one of the longest phases for any merchant going live with a PG . We built the AI Integration Agent specifically to collapse that timeline from weeks to minutes. By layering our proprietary Integration Intelligence on top of AI coding assistants, we’ve created an agent that doesn’t just generate code, it understands payments. We’re just getting started with our AI journey and there are many more exciting features in the pipeline."

Benefits to the Merchants

1. Faster integration:- What took days of reading documents and debugging now gets done in a single conversation with the AI agent.
2. Fewer errors:- AI Agent follows PhonePe PG’s official API specs and correct payloads, enables proper error handling with the best practices already baked in.
3. Developer productivity:- Engineers (and businesses) spend less time on integration  which automatically enables them to invest in improving their products and services .

PhonePe expects this innovation to significantly reduce merchants’ time to go live with PhonePe PG. The rollout prioritizes small and medium enterprises (SMEs), a segment often constrained by limited developer resources but with high growth potential. The solution empowers them to onboard quickly without technical bottlenecks.

About PhonePe

PhonePe Limited (Formerly PhonePe Private Limited) is a technology company that builds digital platforms for Payments, Digital Distribution Services and Financial Services. Headquartered in India, the PhonePe digital payments app was launched in 2016. As of September 30, 2025, PhonePe has over 70 Crore registered users and a digital payments acceptance network spread across over 5 Crore merchants.

PhonePe’s products and services include Consumer Payments (including Digital Distribution Services), Merchant Payments, Lending and Insurance Distribution services, and New Platforms, which comprise Share.Market (stock broking and mutual funds distribution platform), and Indus Appstore (Android-based mobile app marketplace).

For more details, contact: [email protected]