Small and steady wins the investing race

We have discussed in some of our past articles how building a balanced portfolio with multiple asset classes and funds with varying investment styles is no different from selecting the right mix of players for a cricket team by taking into account long term performances.

To achieve this, an investor might need to own at least 2–3 equity funds, 2–3 debt funds, apart from a gold fund, adding up to 5–7 funds.

Several mutual fund schemes have a minimum investment amount of ₹ 5,000 to ₹ 10,000 for lump sum investments and ₹ 1,000 to ₹ 2,000 for monthly repeating investments via Systematic Investment Plans (SIPs).

If the aim is to build a well diversified portfolio, you may need up to ₹50,000 for lump sum investments and close to ₹ 10,000 through the SIP route.

In addition, the overhead of managing and tracking 5–7 investments across different schemes.

One potential work around for a savvy investor is to save and then invest once in 3 months, but that reduces the effectiveness of monthly systematic investments.

What does an investor do in situations like these?

— Well balanced to maximize risk adjusted returns

— Small investment size to easily get started

— Easy to manage & ZERO hassle

— Investments monitored by expert fund managers 24×7

A super investor can now build and track a solid well diversified portfolio investing across equity, debt and gold asset classes, starting with investments as low as ₹ 500, for a lump sum or an SIP investment.

Super Fund, is a fund of funds which invests in top equity, debt, and gold funds of different mutual fund companies. It combines all the important principles of investing in one power packed Fund making your money work that much harder for you while taking away all the stress of investing and managing multiple funds.

For maximum flexibility, based on your investment style, your financial need and expected returns timeline, you can choose from 3 different types of Super Funds which will invest your money in different mutual funds in differing portions and automatically make necessary changes based on the market conditions to maximize your risk adjusted returns.

All you need to do is choose your fund, set up your investment plan, sit back and track your investments in one tap on the PhonePe app.

Mutual Funds investments are subject to market risks, read all scheme related documents carefully before investing.

PhonePe Wealth Broking Private Limited | AMFI — Registered Mutual Fund Distributor ARN- 187821.